USANEWSBEST

Lifestyle & Culture

Why Insurance Companies Canceled Policies Before LA Fires

Since proactive climate initiatives are falling by the wayside within insurance companies, Nicole says there are ways for people to get involved to help those who live in high-risk areas:

• “Keep an eye on state bills addressing climate adaptation, disaster resilience, or insurance reform, and support these efforts through public comments or by contacting your representatives,” Nicole says.

• “Most states have insurance regulators overseeing industry practices,” Nicole adds. “Individuals can advocate for stronger consumer protections, transparency, and incentives for resilience through these bodies.”

• “Join consumer advocacy groups — organizations like the Consumer Federation of America (CFA) or local coalitions often campaign for fair insurance practices and climate adaptation support,” says Nicole.

• “And advocate for mandatory public disclosures of climate risk by insurers to increase accountability,” Nicole adds.

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